Consumer Information Disclosure


In accordance with federal regulations set forth by The Higher Education Act of 1965, as amended, below is a summary of consumer information that must be made available to all students at International Sports Sciences Association (ISSA). Each topic listed gives a brief description of the information that must be disclosed and explains how it can be obtained. If you need assistance obtaining information listed or you would like a paper copy, contact the ISSA College of Exercise Science.

Accreditation and Approval

The ISSA is proud to be accredited by the Distance Education Accrediting Commission (DEAC). The Accrediting Commission is:

Distance Education Accrediting Commission
1601 18th Street, N.W., Suite 2
Washington, D.C. 20009

E-mail:  info@deac.org
 
Phone:  (202) 234-5100
 
Website:  www.deac.org
 
ISSA has maintained accreditation since it was initially granted in January of 2009.
 
CHEA is a nonprofit organization serving as a national advocate for self-regulation of academic quality through accreditation.
 
Information about CHEA can be found on their site:  www.chea.org
 
The US Department of Education maintains a list of accredited institutions of higher learning and accrediting bodies that can be searched here:
 
https://ope.ed.gov/accreditation/Search.aspx
 
ISSA can be found by searching for institutions in Carpinteria, CA or entering "International Sports Science" into the name field.
 
A student or any member of the public may file a complaint about this institution with the DEAC by calling (202) 234-5100 or mailing to Distance Education Accrediting Commission 1601 18th Street, N.W., Suite 2, Washington, D.C. 20009.

ISSA is a private institution that is approved to operate by the Bureau for Private Postsecondary Education (BPPE) of the State of California.

A student or any member of the public may file a complaint about this institution with the BPPE by calling (888) 370-7589 or by completing a complaint form, which can be obtained on the bureau’s Internet website: www.bppe.ca.gov.

Arkansas Higher Education Coordinating Board certification does not constitute an endorsement of any institution, course or degree program. Such certification merely indicates that certain minimum standards have been met under the rules and regulations of institutional certification as defined in Arkansas Code §6-61-301.

The International Sports Sciences Association is authorized by:
The Indiana Board for Proprietary Education
101. W. Ohio St., Suite 670
Indianapolis, IN 46204-1984

The International Sports Sciences Association is registered as a Private Institution with the Kansas Board of Regents. In addition to contacting DEAC and BPPE, Kansas residents may also contact the Kansas Board of Regents to assist with any complaints at:

Kansas Board of Regents
1000 SW Jackson St., Suite 520
Topeka, KS 66612, (785) 296-1529

http://www.kansasregents.org/academic_affairs/private_out_of_state/complaint_process

This institution is registered with:
The Maryland Higher Education Commission
6 N. Liberty Street, 10th floor
Baltimore, MD 21201

The International Sports Sciences Association is registered as a Private Institution with the Minnesota Office of Higher Education pursuant to sections 136A.61 to 136A.71. Registration is not an endorsement of the institution. Credits earned at the institution may not transfer to all other institutions.

Course Format and Access
 
ISSA courses and programs are 100% distance education with no residency requirement. Dormitory facilities, housing availability, and institutional assistance with housing is not offered and does not apply. Undergraduate coursework is delivered through our online Learning Management System (LMS), accessible via secured username and password through ISSA’s Member Section at www.issatrainer.com. This course delivery platform is designed with an easy-to-use student interface. The LMS is used by students and faculty members for course syllabus, course work, and grading. Supported by the course instructor and the accompanying textbook, the LMS is the students’ online classroom.
 
Students may begin classroom orientation shortly after registration. Students are required to complete classroom orientation prior to starting their first undergraduate course. The purpose of classroom orientation is to help the student navigate the LMS, understand the process for successfully completing a course, and utilize all helpful student resources.

Family Educational Rights and Privacy Act

The Family Educational Rights and Privacy Act of 1974 (FERPA) is a U.S. federal law that gives students access to their records and protects the privacy of their education records. ISSA may not disclose personally identifiable information about students or allow inspection of their education records without written permission unless such action is covered by certain exceptions permitted by the act.

Once a student has registered for courses at ISSA, all rights provided by FERPA rest with the student even if the student is younger than 18 years old. This applies regardless of country of residence or citizenship.

FERPA grants five basic rights to you as a student:

• To inspect and review the information maintained in your student record.

• To seek an amendment to your records and in certain cases add a statement to the record.

• To consent to disclosure of his/her records (with exceptions).

• To obtain a copy of the institution’s policy.

• To file a complaint with the Department of Education if ISSA fails to comply with FERPA Policies.

Family Policy Compliance Office U.S. Department of Education
400 Maryland Avenue, SW.
Washington, DC 20202-4605

Directory Information

Directory Information may be released without written authorization. FERPA defines Directory Information as being information not generally considered harmful such as name, address, enrollment status, telephone, e-mail, place of birth, degree, and awards, etc. 
 
ISSA considers the following to be directory information:
 
Student's name
Address
Telephone number
E-mail address
Date and place of birth
Major field of study
Dates of attendance and graduation
Degrees, honors, and awards received
 
If you decide to request that your directory information not be disclosed, please send a request for a Directory Information Block via email to your Program Advisor. The request must come from the email address specified in your student record and must include your student ID for us to process it.
 
Non-Directory Information

Non-Directory Information may only be released to third parties (including parents, spouses, and siblings) with written authorization. If a third-party tuition assistance agreement requires ISSA to report grades or academic status, only the information required by the agreement will be reported (e.g., Military Tuition Assistance, VA benefits). Some examples of non-directory information are:

• Race, ethnicity, and citizenship

• Grades, GPA, course schedule

• Documents required for admission

• Billing or Financial Aid Information

Giving Access to a Third-Party

You may sign a Third-Party Authorization Form to allow FERPA protected information to be released to a third party. To request the form, email your Program Advisor. The request must come from the email address in your student record and must include your student ID for us to process it.

 

Alcohol and Drug Policy for Faculty, Staff and Students

Background:

The International Sports Sciences Association (ISSA) is committed to achieving an alcohol- and drug-free workplace. Alcohol and other drug abuse is a significant public health problem and has a detrimental effect on the community in terms of increased medical and worker’s compensation claims, medical disability costs, decreased productivity, injuries, theft, and absenteeism. Accordingly, the ISSA has the right and obligation to maintain a safe, healthy, and productive working and learning environment and to protect ISSA property, operations, and reputation.

Students, faculty, and staff must comply with the federal, state, and local laws concerning alcohol and illegal drug usage, whether on College property or otherwise.  Violations will be reported to the appropriate law enforcement officials.  Individuals will be subject to College of Exercise Science disciplinary action, up to and including expulsion or separation, pursuant to the College’s policies and procedures.  Our Administration reserves the right to impose one or more disciplinary actions, including successful completion of a substance abuse program as a condition to continue enrollment or employment, at the cost of the individual.

Enforcement Summary:

Based on our commitment to improve the quality of education, all individuals have a personal responsibility to encourage compliance with this policy.

Any employee—faculty member, student, staff member, or administrator—who does not abide by this statement is subject to:

Students in violation of the laws regulating alcohol and controlled substances or ISSA policies concerning alcohol and drugs may receive, in addition to criminal sanctions, ISSA sanctions including, but not limited to, the following: fines, education programming, probation, or dismissal.

Employees of ISSA found in violation of laws regulating alcohol or controlled substances, may receive, in addition to criminal sanctions, ISSA sanctions including: official reprimand, suspension, or termination. Employees in violation will be subject to disciplinary action as outlined in their respective employee handbooks.

Education Summary:

All employees receive an annual email that contains the details and ramifications of violating ISSA's drug and alcohol policy. New employees are provided the information within the first three months of their employment. The drug and alcohol awareness information includes:

Assessment Summary:

Assessment activities to guide program development will be conducted by the Administration and results will be used to evaluate and guide program development. Assessment, at a minimum, will include the following information:

Notification to Faculty Staff and Students

This letter is sent electronically on an annual basis.

*******************************************************************

Dear Students and Faculty,

As a Federal requirement for higher education institutions, ISSA is sending an annual notification to students and faculty members per the Drug-Free Schools and Communities Act (DFSCA) and Drug and Alcohol Prevention Regulations.

It is ISSA’s position that no student or faculty member should use drugs or alcohol while attending class or while on ISSA’s campus. The ISSA does not condone the use of any illegal drug or alcohol whatsoever for any student or faculty member.

Please review the following information pertaining to drugs and alcohol while attending ISSA’s College of Exercise Science.

Sanctions

  1. Students in violation of the laws regulating alcohol and controlled substances or college policies concerning alcohol and drugs may receive, in addition to criminal sanctions, college sanctions including, but not limited to, the following: fines, education programming, probation, or dismissal. Students in violation will be subject to judicial system policies and procedures as outlined.

  2. Employees of ISSA found in violation of laws regulating alcohol or controlled substances or college policies concerning these substances, may receive, in addition to criminal sanctions, college sanctions including official reprimand, suspension, or termination. Employees in violation will be subject to disciplinary action as outlined.

  3. Any student facing a drug-related conviction may not qualify for federal aid.

Health Risks Associated with Drugs and Alcohol

There are multiple health risks associated with drugs and alcohol, and these substances can affect various parts of the body, including liver, muscles and bones, nose, lungs, stomach, brain, heart, pancreas and intestines, sex organs, immune systems, and blood vessels.

Counseling, Treatment, and Rehabilitation

ISSA will provide information about local counseling, treatment, and rehabilitation for students or faculty members when needed based on the student’s need. Please contact the school for information.

http://www.issaonline.edu/consumer-information-disclosure/#!/drug_and_alcohol_policy

End of Letter:

*******************************************************************

Detailed Policy on Alcohol and Drug Abuse Prevention

To comply with federal regulations, ISSA is required to send an annual notification to students and faculty members per the Drug-Free Schools and Communities Act (DFSCA) and Drug and Alcohol Prevention Regulations.

As required by law, ISSA administration will also conduct an annual review of its program to (a) determine its effectiveness and implement changes if needed and (b) ensure that the sanctions developed are consistently enforced. This annual meeting is part of the Compliance Committee’s annual meeting held during the first quarter of each year.

It is our intent and obligation to provide a drug and alcohol-free, healthy, safe, and secure working and learning environment.  Staff, faculty, and students are expected and required to adhere to this policy.  Staff, faculty, and students are not permitted on the premises if under the influence of drugs or alcohol.

In addition to the aforementioned requirement, all staff, faculty, and students will adhere to the following:

Summary of  Sanctions

It is the intent of the International Sports Sciences Association to institute fair and effective sanctions against persons who violate this policy which may also result in a violation of federal, state, or local laws.

  1. Students in violation of the laws regulating alcohol and controlled substances or company policies concerning alcohol and drugs may receive, in addition to criminal sanctions, company sanctions including, but not limited to, the following: fines, educational programs on substance abuse, probation, or dismissal. Students in violation will be subject to judicial system policies and procedures as outlined.

  2. If ISSA suspects a student may be abusing a substance such as illegal drugs, alcohol, or prescription drugs, the student may be asked to leave the premises or class. ISSA has the right to notify the local authorities.

  3. ISSA may require satisfactory participation in an educational, assistance, or rehabilitation program related to alcohol and drug abuse that is approved by a federal, state, local health, law enforcement, or other appropriate agency.

  4. Employees of ISSA found in violation of laws regulating alcohol or controlled substances or college policies concerning these substances, may receive, in addition to criminal sanctions, company sanctions including official reprimand, suspension, or termination. Employees in violation will be subject to disciplinary action as outlined.

  5. The severity of the action taken by the company will depend, in part, upon the nature of the offense, the sensitivity of the position held for faculty and staff, time to graduation for students, the decision of the appeal committee, and the outcome of an approved substance abuse program as outlined above.

  6. Faculty, staff, and students not expelled may also be referred to appropriate self-help groups.

Summary of Laws in California related to Alcohol and Drugs

Alcohol Laws

1)   Persons under 21 years of age are prohibited from purchasing, attempting to purchase, or possessing intoxicating liquor.

2)   It is a crime for those licensed to sell alcoholic beverages to sell or otherwise supply intoxicating liquor to persons under 21 years of age.

3)   California prohibits selling or supplying intoxicating liquor to persons who appear to be intoxicated.

4)   A person commits the crime of driving while intoxicated (DUI) if that person operates a motor vehicle while in an intoxicated or drugged condition. In California, a driver with eight-hundredths of one percent (.08 percent) of alcohol by weight in his or her blood is guilty of DUI and is presumed to be intoxicated without further evidence as to how the driver’s motor skills or operation of the automobile have been affected.

5)   A person under 21 years of age may be charged with zero tolerance if he or she has one-hundredth of one percent (.01 percent) or higher of alcohol is his or her system when operating a motor vehicle.

6)   Penalties for violation of California’s alcohol laws or alcohol-related traffic laws can include admin per se license suspension, criminal license suspension, fines, jail time or community service, DUI school, installation of ignition interlock device (IID), sr-22 filing and loss of driving privileges.

Drug Laws

1)   All manufacture, sale, use, or possession of controlled or imitation of controlled substances violations are felonies with these exceptions:

  1. Possession of 28.5 grams or less of marijuana is an infraction, punishable by a fine of up to $100. (Ca. Health & Safety Code § 11357(b).)

  2. Possession of more than 28.5 grams of marijuana is punishable by a fine of up to $500, up to six months in jail, or both. (Ca. Health & Safety Code § 11357(c).

  3. Penalties include fines, probation, and jail terms. A student may lose eligibility for Title IV funds if convicted of a drug-related charge while using Title IV funds.

Summary of how the company may collect information about Drugs or Alcohol

1)   A member of the faculty may observe a student behaving out of character or discussing drugs in class and disrupting class.

2)   Anonymous tips from a credible source.

3)   Directly from the person in question.

4)   Students reporting odd behavior.

5)   Using security cameras on campus.

6)   Background checks before hiring faculty and staff.

7)   Professional and character references.

Health Risks Associated with Drugs and Alcohol

There are multiple health risks associated with drugs and alcohol, and these substances can affect various parts of the body, including liver, muscles and bones, nose, lungs, stomach, brain, heart, pancreas and intestines, sex organs, immune systems, and blood vessels. Alcohol and drug use can also impair one’s ability to absorb and retain information and cause long-term brain damage.

For more information on how drugs and alcohol affect the body and how to avoid them, please view this free resource: http://www.drugfreeworld.org.

Common symptoms of substance abuse include but are not limited to the following:

*Odor of alcohol on the breath

*Unexplained changes in personal or professional relationships

*Deteriorating work performance

*Mood swings, increased anxiety, depression

*Unusual scarring or bruising

*Deterioration in appearance

*Social isolation

*Increased irritability

*speech, coordination, memory problems

*eye redness, irritation

Counseling, Treatment, and Rehabilitation

ISSA will provide information about local counseling, treatment, and rehabilitation for students or faculty members based on the student’s need. Please contact any member of the ISSA staff to reach out for assistance. A qualified member of the ISSA staff will assist you with locating help.

Treatment of Substance Abuse Problems--Where To Go For Help

ISSA believes that the most effective responses to instances of substance abuse rely on appropriate identification of the problem and the availability of effective, confidential assistance. Individuals with substance abuse problems are encouraged to seek such assistance and appropriate treatment options. The company also encourages members of the community to care about each other and to express concern for and to offer help to those engaged in substance abuse.

Faculty can provide individuals with advice about company policies and procedures, and the appropriate off-campus services.

Medical and Rehabilitation Leaves

Generally, the company provides rehabilitation leave to faculty and staff seeking treatment for drug or alcohol abuse. The company will make reasonable efforts to keep the basis of medical and rehabilitation leaves confidential.

Students seeking a medical leave and who plan to return may submit a written request for a leave of absence (LOA). The request must include the reason for leave and date of return. A Leave of Absence cannot exceed 180 days.

Students on an approved LOA are not considered withdrawn. Students seeking a medical leave should send a written request to the Student Affairs Committee (studentaffairs@issaonline.edu).  A physician or mental health professional must provide a written recommendation for the medical leave. Readmission for students on medical leave is contingent on a physician's or mental health professional's written recommendation.  The Student Affairs Committee must approve the petition to return from a medical leave. A medical leave can be taken at any point in the quarter.

Faculty/staff members seeking a rehabilitation leave should contact the Chief Academic Officer. Any faculty or staff member who acknowledges a problem with drugs or alcohol, and who decides voluntarily to enroll in a rehabilitation program, may be granted a reasonable accommodation.  This accommodation may include time off without pay and/or an adjusted work schedule provided the accommodation does not impose an undue hardship on the institution.

The costs of participation will be paid by the faculty member or the faculty member's health insurance provider.

Off-Campus Resources

The following resources may be helpful to individuals with substance abuse problems:

Alcoholics Anonymous (805) 962-3332

Al-Anon (805) 899-8302

Cocaine Anonymous (805) 969-5178

Narcotics Anonymous (805) 569-1288

Substance Abuse And Mental Health Services Administration (800) 662-4357

The following resources may be helpful to people who are in a relationship with an individual with a substance abuse problem or who grew up in a drug or alcohol affected, or other types of dysfunctional homes.

Adult Children of Alcoholics 1-800-331-0503

Co-Dependents Anonymous (888) 444-2359

Al-Anon (805) 899-8302

Summary of federal laws and policy that support a drug-free and alcohol-free campus

1)   Pell Grant and Guaranteed Student Loans effective July 1987

2)   The Drug-Free Workplace Act, effective March 1989

3)   The Drug-Free Schools and Community Act Amendments, effective October 1990

Summary of this policy

1)   No student, faculty, or staff member should be in possession of, use, or distribute drugs and alcohol on campus or at any institutional activities.

2)   Applicable legal sanctions under local, state, and federal law for unlawful possession, use, or distribution of alcohol or controlled substances are clearly outlined and available to view in the annual distribution of this information.

3)   A description of the health risks associated with drug and alcohol use.

4)   Referral and treatment information.

5)   A clear statement of disciplinary actions that the College will impose on students and employees who may violate this policy.

Financial Student Aid

LOSS OF AID ELIGIBILITY ASSOCIATED WITH DRUG-RELATED OFFENSES AND HOW TO REGAIN ELIGIBILITY (as taken directly from Volume 1 of the Student Financial Aid Handbook).

The chart below illustrates the period of ineligibility for FSA funds, depending on whether the conviction was for sale or possession and whether the student had previous offenses. (A conviction for sale of drugs includes convictions for conspiring to sell drugs.)

 

Possession of Illegal Drugs

Sale of Illegal Drugs

1st Offense

1 year from date of conviction

2 years from date of conviction

2nd Offense

2 years from date of conviction

Indefinite period

3+ Offenses

Indefinite period

Indefinite period

 
If the student was convicted of both possessing and selling illegal drugs, and the periods of ineligibility are different, the student will be ineligible for the longer period.

Schools must provide each student who becomes ineligible for Title IV aid due to a drug conviction a clear and conspicuous written notice of his loss of eligibility and the methods whereby he can become eligible again.

A student regains eligibility the day after the period of ineligibility ends or when he successfully completes a qualified drug rehabilitation program or, effective beginning with the 2010–2011 award year, passes two unannounced drug tests given by such a program. Further drug convictions will make him ineligible again.

Students denied eligibility for an indefinite period can regain it after successfully completing a rehabilitation program (as described below), passing two unannounced drug tests from such a program, or if a conviction is reversed, set aside, or removed from the student’s record so that fewer than two convictions for sale or three convictions for possession remain on the record. In such cases, the nature and dates of the remaining convictions will determine when the student regains eligibility. It is the student’s responsibility to certify to you that she has successfully completed the rehabilitation program; as with the conviction question on the FAFSA, you are not required to confirm the reported information unless you have conflicting information.

When a student regains eligibility during the award year, you may award Pell, ACG, National SMART, TEACH, and Campus-based aid for the current payment period and Direct and FFEL loans for the period of enrollment.

Standards for a Qualified Drug Rehabilitation Program

A qualified drug rehabilitation program must include at least two unannounced drug tests and must satisfy at least one of the following requirements:

If you are counseling a student who will need to enter such a program, be sure to advise the student of these requirements. If a student certifies that he has successfully completed a drug rehabilitation program, but you have reason to believe that the program does not meet the requirements, you must find out if it does before paying the student any FSA funds.

Drug Convictions

HEA Section 484(r)

34 CFR 668.40

Drug Abuse Hold

The Anti-Drug Abuse Act of 1988 includes provisions that authorize federal and state judges to deny certain federal benefits, including student aid, to persons convicted of drug trafficking or possession. The CPS maintains a hold file of those who have received such a judgment, and it checks applicants against that file to determine if they should be denied aid. This is separate from the check for a drug conviction via question 23; confirmation of a student in the drug abuse hold file will produce a rejected application and a separate comment from those associated with responses to question 23. See the ISIR Guide for more information. 1–16 Vol. 1—Student Eligibility 2010–11 FSA HB JUL 2010

End of Policy.

(Last updated March of 2016)

 
 

Associate in Science Degree

Awarded to students who have satisfactorily completed 90 quarter credits of undergraduate college work. Undergraduate coursework must be completed in a curriculum accepted by the institution towards the degree. Completed courses must include 30 quarter credits of General Education, 30 quarter credits of Electives, and 30 quarter credits of Core courses. Core requirements are specific to major and cannot be satisfied by coursework taken at another institution. Of the total 90 quarter credits required, 30 must be completed as structured, undergraduate coursework through the ISSA College of Exercise Science, regardless of category.

Refer to page 51 of our CES Course catalog for more information on our Academic Programs:

www.issaonline.edu/ces/pdf/ISSA-CES-Catalog.pdf

Professional Certifications*

ISSA certifications are state approved and reviewed by the Distance Education Accrediting Commission (DEAC). They are designed to prepare students to work in the fitness industry. They are awarded to students who earn requisite scores in an undergraduate course or on all sections of the final exam for a self-paced course and provide current, valid CPR/AED documentation.

*ISSA's professional certifications are not eligible programs under Federal Student Aid regulations. Students pursuing a professional certification, rather than a degree, will not be able to receive Title IV funds.

Further information on our Professional Certifications can be found on our main website:

www.issaonline.edu

Faculty
 
Alice Alvarado, MEd, MA, History
MEd Teaching and Learning History Cognate, Liberty University; MA History, American Military University; BA History, California State University, San Bernardino
 
Cameron Baker, BSMaster Trainer Personal Training
BS Kinesiology, Westmont College; Master Trainer, ISSA
 
Melinda Bilecki, MA, English
MA English, Baylor University; BA English, Rice University
 
Tamara Bohnett, MS, Biology
MS Health Sciences, San Francisco State University; BS Dental Hygiene, Carroll College
 
Mark Chua, BA, Elite Trainer Personal Training
BA Psychology, California Lutheran University; Elite Trainer, ISSA
 
Renee Croteau, MS, Math
MS Plastics Engineering, University of Massachusetts Lowell; BS Aerospace Engineering-
Mathematics Minor, Syracuse University
 
Nicholas Duenez, BA Personal Training
BA Art, California State University, Northridge; AS Exercise Science, Master Trainer, International Sports Sciences Association
 
Sara Fleming, MS, Biology, Math, Personal Training
MS Biochemistry and Molecular Biology, Georgetown University; BA Biological Sciences,
St. Mary’s College of Maryland
 
Patrick Gamboa, MBA, BS, Master Trainer Personal Training
MBA, California Lutheran University; BS Kinesiology, California State University, Fullerton;
Master Trainer, ISSA
 
Alex Hoffmann, MS, Personal Training
MS Kinesiology, California State University, Fullerton; BA Exercise Science, Central College, Pella, IA
 
Belal Kaifi, POSTDOC, EdD, MBA Business, Professional Development 
POSTDOC Business Administration, University of Florida; EdD Organization and Leadership, University of San Francisco; MBA, University of Phoenix; MPA, California State University, East Bay; BS Business Administration, San Jose State University
 
Lindsay KentBA, Master Trainer Personal Training
BA English Major, Communications Minor, University of West Georgia; AS Exercise Science,
Master Trainer, ISSA
 
Mariela Marin, MA Behavioral Science, Communications
MA Clinical Psychology, Antioch University; BA Psychology, University of Notre Dame;
BA Spanish, University of Notre Dame
 
Ruth McDonough, MEd Biology
MEd Education, emphasis in Technology in Education, Lesley University;
BS Biology, Gonzaga University
 
Anne Phillips, MEd Business, Communications, Personal and Professional Development
MEd Education, emphasis in Human Resources and Organizational Development University
of Georgia, Athens; BA Elementary Education, Carroll College; Designation-Senior professional
Human Resources (SPHR); Designation- Human Capital Strategist
 
David Robinson, MA, Math
MA Educational Technology, Fresno Pacific University; BS Math, Liberty University;
Library Media Teacher Credential, Fresno Pacific University
 
Bobby Rollins, MBA, Master Trainer, Personal Training
MBA Project Management, Grantham University; BS Business Administration, Grantham University;
AS Exercise Science, emphasis in Personal Training, International Sports Sciences Association
 
Ryan Smith, MBA Communications
MBA Sports Management, Lindenwood University; BS Exercise Science, Ottawa University
 
 

Transfer and Award of Academic Credit

College transfer credits are determined by the receiving institution. Each institution is responsible for determining its own policies and practices with regard to the transfer and award of credit. It is the receiving institution’s responsibility to provide reasonable and definitive policies and procedures for determining a student’s knowledge in required subject areas. ISSA will furnish transcripts and other documents necessary for a receiving institution to judge the quality and quantity of the work completed by its students. Be advised that the work reflected on the transcript may or may not be accepted by a receiving institution.

Transfer Credit

Credit transfer depends on:

1. The educational quality of the institution from which the student transfers.

2. The comparability of the nature, content, and level of credit earned.

3. The appropriateness and applicability of the credit earned to the programs offered by the receiving institution, in light of the student’s educational goals.

Accreditation: Accreditation speaks primarily to the first of these considerations, serving as the basic indicator that an institution meets certain minimum standards. ISSA gives careful attention to the accreditation conferred by accrediting bodies recognized by the Council for Higher Education Accreditation (CHEA and/or the U.S. Department of Education (USDE). CHEA is a non-profit organization of colleges and universities that has a formal process of recognition that requires recognized accrediting bodies to meet the same, generally accepted minimum standards for accreditation. USDE has a governmental process of recognition that requires recognized accrediting bodies to meet federal standards ensuring that education provided by accredited institutions of higher education meets acceptable levels of quality. 

Comparability and Applicability: Comparability of the nature, content, and level of transfer credit and the appropriateness and applicability of the credit earned in programs offered by the receiving institution are important in the evaluation process. This information is obtained from catalogs and other materials and from direct contact between staff at both the receiving and sending institutions.

Admissions and Degree Purposes: There may be differences between the acceptance of credit for admission purposes and the applicability of credit for degree purposes. A receiving institution may accept previous work, place a credit value on it, and enter it on the transcript. However, that previous work, because of its nature and not its inherent quality, may be determined to have no applicability to a specific degree to be pursued by the student. 

Unaccredited Institutions: Institutions of postsecondary education that are not accredited by CHEA-recognized accrediting bodies may lack that status for reasons unrelated to questions of quality. Such institutions, however, cannot provide a reliable, third-party assurance that they meet or exceed minimum standards. That being the case, students transferring from such institutions may encounter special problems in gaining admission and in transferring credits to accredited institutions. 

Foreign Institutions: In most cases, foreign institutions are chartered and authorized by their national governments, usually through a ministry of education. Although this provides for standardization within a country, it does not produce useful information about comparability from one country to another. The Council on International Education Exchange, Council on Evaluation of Foreign Credentials, National Liaison Committee on Foreign Student Admissions and National Association of Foreign Student Affairs can assist with information or guidelines on admission and course placement of foreign students. Equivalency or placement recommendations are evaluated in terms of programs and policies of the individual receiving institution. 

Validation of Extra-Institutional and Experiential Learning for Transfer Purposes: Transfer-of-credit policies encompass educational accomplishment attained in extra-institutional settings as well as at accredited postsecondary institutions. Recommendations provided by the American Council on Education’s Office, credit-by-examination programs, and the Council for Adult and Experiential Learning help to determine credit equivalencies for various modes of extra-institutional learning.

What this means to you

ISSA accepts previous general education and elective coursework from an institution that is (or was at the time the course was completed) accredited by an organization recognized by either the U.S. Department of Education or CHEA. Transfer credit is only applied to the Associate’s Degree program and is not accepted for certificate completion. The required major courses for the Associate’s Degree program must be completed through ISSA and cannot be transferred in.

Transferable coursework from outside institutions must be:

• Relevant (a logical addition to your course of study)

• Reliable (accredited institution, military education, CLEP, AP, etc.)

• Verifiable (via official transcripts)

• General education or electives

• Completed with a grade of C or higher

Here are the types of credit accepted:

• Relevant undergraduate general education or electives completed with a C or higher from an institution accredited by an organization recognized by either the U.S. Department of Education or CHEA

 •Credit by Examination including:

            • Chauncey Group International - DSST Program (formerly DANTES Subject Standardized Tests)
            • College-Level Examination Program (CLEP)*
            • Excelsior College Exams (formerly ACT-PEP, formerly Regents College Exams)
            • College Board Advanced Placement (AP) Program 

• Professional Military Education (non-academic experience and training) evaluated by the American Council on Education (ACE) as academic credit.

* Please Note: ISSA’s school code for the CLEP examination is: 4898.

Credit earned in repeatable required courses may be applied only once to the degree requirements.

Some study abroad programs, upon approval, may satisfy some ISSA general education and/or elective requirements.

Relevant experiential learning as gained through the military and evaluated by the American Council on Education (ACE) for undergraduate credit can satisfy some general education or elective requirements. Official military transcripts are required. This institution does not award credit for any other prior experiential learning.
 
Credit awarded for experiential or equivalent learning cannot exceed 25 percent of the credits required for a degree.

Articulation Agreements

 ISSA holds articulation agreements with:

• California University of Pennsylvania (CAL U)

• American College of Healthcare Sciences USA (ACHS), Portland, OR and

• Waldorf College, Forest City, IA

California University of Pennsylvania (CAL U)

ISSA and CAL U acknowledge their shared mission to provide quality higher education programs, which meet the needs of the region and provide a workforce of highly trained residents. Graduates of ISSA’s AS in Exercise Science program will qualify for junior standing upon admission to CAL U’s BS in Sport Management with a concentration in Wellness & Fitness program, provided students earn a grade of C or higher in transferable classes. This agreement does not exclude students from transferring to majors other than Sport Management with a concentration in Wellness & Fitness. Students, on an individual basis, will have opportunity to test out or submit portfolio for additional credits.

American College of Healthcare Sciences USA (ACHS)

ACHS accepts ISSA certification courses (PTR) with a grade of B or higher for transfer credit. The student must successfully complete all admission requirements and enroll as a new student at ACHS within five years following completion at ISSA to receive transfer credit under this agreement. Upon enrolling at ACHS and submitting official ISSA transcripts, the ACHS Registrar will note the appropriate award of credit to the student’s transcript without additional charge. This credit will be recorded as “Transfer Credit” on the academic transcript and will be excluded when calculating the student’s grade-point average. There will be no cost to the student for Transfer Credit obtained in this manner. Please be aware that the administrative fee structure at ACHS is subject to change.

Waldorf College

Waldorf will evaluate the ISSA’s courses submitted by applicants for credit transfer consideration. A maximum of 32 semester hours in the Associate’s Degree program or 84 semester hours in the Bachelor’s Degree programs may be transferred into Waldorf, providing they are relevant and in alignment with the applicable degree program. Acceptance of courses and credits from the ISSA and other accredited institutions are evaluated by the Registrar according to the nature and quality of the coursework. A minimum GPA of 2.0 from the transferring institution is required for admission into Waldorf.

Under this agreement, students of the ISSA entering Waldorf ’s On Campus programs will have the standard application fee waived and receive a $500 scholarship toward the first year’s tuition.

Students entering Waldorf ’s On Campus Programs with less than 50 semester hours of credit transfer will be required to reside on campus.

Articulation agreements are subject to change. Confirm the terms of these agreements with the articulating institution before you enroll. 

Estimated Total Annual Expense

Tuition is due on a quarterly basis. Based on the tuition rate of $185 per credit, quarterly tuition for a full-time student enrolled in 15 credits is $2775. The estimated total annual expense is $8,325 (45 quarter credits completed per year). The estimated maximum total expense for tuition in the Associate’s Degree in Exercise Science with an Emphasis in Personal Training program is (varies depending on electives chosen) $17,064 based on tuition rate of $185 per credit hour (90 total quarter credits required) and a proctor fee of $23.00 per course (approximately 18 courses to earn degree, also varies with electives chosen).

Before applying for financial aid, students and parents should assess all the costs associated with attending ISSA. The Financial Aid office establishes standard budgets, which reflect standard costs for students during a typical quarter of enrollment.  Actual expenses vary among students depending upon lifestyles, priorities, and obligations. To assist applicants in determining their need to meet all costs of education, direct and indirect, the following schedule of tuition and fee costs has been provided with estimates of living expenses.

     

Living Alone / with Roommates

Living with Parents

 

Per Credit

Per Course

Per

Month

Per

Quarter

Per Year

(3 Qtrs)

Per

Month

Per Quarter

Per Year

(3 Qtrs)

 

Tuition

$185.00

N/A

N/A

$2,775.00

$8,325.00

N/A

$2775.00

$8,325.00

 

Fees 1

N/A

$23.00

N/A

$69.00

$207.00

N/A

$69.0

$207.00

 

Books 2

N/A

$0.00

N/A

$0.00

$0.00

N/A

$0.00

$0.00

 

Room & Board

N/A

N/A

$920.00

$2,760.00

$8,280.00

$380.00

$1,140.00

$3,420.00

 

Transportation, Personal & Misc.

N/A

N/A

$428.00

$1,284.00

$3,852.00

$438.00

$1,314.00

$3,942.00

 

Total:

$6,888.00

$20,664.00

Total:

$5,298.00

$15,894.00

 
             

Less Than Half Time (LTHT) Enrollment Total 3:

$6,132.00

$18,396.00

LTHT Total 3:

$4524.00

$13,572.00

 
             

1 Proctor fee not payable to ISSA. The student is responsible for covering one proctored exam per course. Online proctoring for the final examination can be arranged through ProctorU.com for $23.00. Students can also arrange for an onsite proctor at their own expense.

2 All students taking undergraduate courses for credit have unrestricted access to an electronic version of the course textbook. The book is embedded in the course as a provision of ISSA Library Services and is available seven days prior to the start of class and throughout the term at no charge. Students who wish to purchase hardcopy textbooks can purchase books from a vendor of their choosing. Textbooks are listed in the course syllabus.

3 No personal or miscellaneous expenses are included in the Cost of Attendance for students attending Less Than Half Time (LTHT).

 

 

Our Net Price Calculator is provided here:

https://www.issaonline.edu/resources/net-price-calculator/

 

Sample Loan Repayment

Federal Direct Subsidized/Unsubsidized Loan Repayment

The Department of Education offers a Repayment Estimator you can use to approximate the monthly repayment amount for your federal student loan(s):

studentloans.gov/myDirectLoan/repaymentEstimator.action

Subsidized/Unsubsidized Loan Repayment Example

Interest Rate: 3.9%

Amount Borrowed: $29,214 (Average loan balance for graduates of four-year private, not for profit institutions)

Total Principle + Interest: $35,327

Monthly Payment: $294 (Standard 10-year repayment plan option)

studentaid.ed.gov/sa/repay-loans

 

Student’s Right to Cancel
 
Refunds, if applicable and requested, will be made within 30 days of request via the original payment method.

Students have the right to cancel their agreement for a program of instruction, without any penalty or obligations, through attendance at the first class session or the seventh calendar day after enrollment, whichever is later. After the end of the cancellation period, students also have the right to stop school at any time; and they have the right to receive a pro rata refund if they have completed 60 percent or less of the scheduled days in the current payment period in their program through the last day of attendance. After the end of the cancellation period, the institution may retain any non-refundable fees as applicable (e.g. STRF).

Refund Calculation

Undergraduate courses (courses with published start and end dates):

1. The course start date is considered the first class.
2. Cancellation up through 60% of the duration of the term will result in a prorated refund. Rate is computed by dividing the number of term days through the date of cancellation by the total days in the term.
3. Cancellation after 60% of the duration of the term will result in no refund for the term.
4. Students who withdraw as a result of physical incapacity are entitled to a prorated refund through the end of the term. Medical documentation required.
 
Self-paced certificate courses:
 
1. The first completed quiz is considered the first class.
2. Cancellation before 60% completion of course quizzes will result in a prorated refund computed on the number of quizzes completed to the total quizzes in the course.
3. Cancellation after completing 60% of the course quizzes will result in no refund.
4. Students who withdraw as a result of physical incapacity are entitled to a prorated refund through the end of the enrollment period. Medical documentation required.  
5. Beyond the conclusion of the original 4-month enrollment period, students enrolled in self-paced certificate courses are no longer eligible for refunds in any amount.
 
Iowa students are entitled to a 100% refund of tuition through the first day of class.
 
Students who have received federal student aid funds and cancel up through the 60% point are entitled to a refund of moneys not paid from federal student aid program funds, if applicable.

Loan recipients are still responsible for repaying the balance of a received loan.

If a student obtains a loan, the student must repay the full amount of the loan plus interest. If the student is entitled to receive a refund and intends to apply the refund to payment of the disbursed loan, it is the student’s responsibility to do so.

ISSA accepts cancellation in any manner. However, California state statutes require that students verify cancellation in writing. Therefore, please supplement any verbal requests with written notice within 30 days. Written notice can be in any form including email (billing@issaonline.edu), fax (1.805.745.8119) or mail (1015 Mark Ave, Carpinteria, CA 93013).

Please return materials and textbooks to 1015 Mark Ave, Carpinteria, CA 93013.

Guided Study upgrades cannot be returned without withdrawing from the corresponding certificate course entirely. Guided Study course refunds are based on the percentage of course completion, detailed under the refund calculation for self-paced certificate courses.

ISSA reserves the right to cancel a student's enrollment for violations of student conduct, including, but not limited to, a student's lack of attendance.

Return of Title IV (R2T4)
 
Title IV funds are awarded to an ISSA student under the assumption that the student will attend school for the entire period for which the assistance is awarded. When a student withdraws, ceases to attend, is dismissed, or fails to return from an approved leave of absence, the institution will determine the amount of aid the student earned. This will determine any Title IV aid that must be returned to the US Department of Education or disbursed to the student as a post-withdrawal disbursement.
 
The calculation is based on the number of days completed by the Last Date of Attendance (LDA) or official withdrawal notice, divided by the total days the student was scheduled to attend during the quarter at the time the student ceased attendance in all courses.

Up through the 60% point in the student’s scheduled enrollment, the earned amount of Title IV funds is prorated through the withdrawal date or LDA. After the 60% point, the student will earn 100% of the Title IV funds disbursed for their scheduled enrollment. Any unearned portion of FSA funds that were disbursed must be returned to their respective programs. ISSA will return any FSA funds used to pay institutional charges as determined by the R2T4 calculation. The student may be required to return unearned grant funds to the Department of Education via direct payments, or Direct Loan funds via the terms of the Master Promissory Note. A student may receive a post-withdrawal disbursement if the student earned more federal financial aid than was disbursed. The institution will return funds or offer to issue post-withdrawal disbursements of Direct Loan funds within 45 days of the date it determined the student withdrew.

The student is responsible for repaying the institution for any balance on their account resulting from the institution returning FSA funds originally used to cover tuition and fees on the student’s behalf. After any FSA funds have been returned, the student’s balance will be displayed under the Financial tab of the student portal. Failure to pay the balance in full will result in a financial hold being placed on the student’s account. Students on financial hold are not permitted to register for classes (or, in some cases, remain registered in class) or receive transcripts until the balance is paid in full.

If the student does not repay grant funds that are owed to the US Department of Education within 45 days of being notified, the account will be turned over to the Department as an overpayment. Students who owe an overpayment of Title IV funds are ineligible for further disbursements of FSA funds at any institution until the overpayment is paid in full or satisfactory payment arrangements have been made with the Department.
 
Order of Refund
 
Refunds are allocated in the following order:
 

Dropping or Withdrawing from a Course

Students are asked to discuss dropping a course with their Program Advisor. A student may drop a course without receiving a “W” if they drop by the last day of the first week of class. The final withdrawal deadline is the end of the 3rd week in a 5-week course and the end of the 6th week in a 10-week course. Students who officially withdraw from a course before the final withdrawal deadline will receive a “W.” Beyond the final withdrawal deadline, grades will be calculated as points earned, divided by the total course points. All deadlines are in the institution’s time zone.
 
The refund procedure and schedule described above shall apply to all drops and withdrawals. For veteran students, the VA Office will be notified of all dropped courses or withdrawals
 

Withdrawing from the School

Official Withdrawal: Students can request withdrawal from the school in any manner. California state statutes require that students verify cancellation in writing. Therefore, please supplement any verbal requests with written notice within 30 days. Written notice can be in any form including email (billing@issaonline.edu), fax (1.805.745.8119) or mail (1015 Mark Ave, Carpinteria, CA 93013).

Unofficial Withdrawal: Students who cease attendance and do not provide official notification of their intent to continue in their classes may be considered for administrative withdrawal.

It is ISSA’s policy not to discriminate on the basis of disability. ISSA has adopted an internal grievance procedure providing for prompt and equitable resolution of complaints alleging any action prohibited by Section 504 of the Rehabilitation Act of 1973 (29 U.S.C. 794).

ISSA does not discriminate in admission or access to our program on the basis of age, race, color, sex, disability, religion, sexual orientation, national origin or any other category protected by local, state or federal laws. Applicants who are persons with disabilities, as defined in paragraph 104.3(j) of the regulation under Section 504 of the Rehabilitation Act of 1973, may apply for admittance into the program. ISSA will work with the applicant or student to determine whether reasonable accommodations can be effective and/or are available.

ISSA’s ADA Compliance Coordinator -- Paul Arria, accessibility@issaonline.edu, 1-805-745-8111 -- is responsible for coordinating compliance with Section 504 of the Rehabilitation Act of 1973 and Title III of the Americans with Disabilities Act of 1990.

Request for Accommodation

If you would like to request academic adjustment or auxiliary aids, please contact your Program Advisor. You may request academic adjustments or auxiliary aids at any time.

Any qualified individual with a disability requesting an accommodation or auxiliary aid or service should follow this procedure:

1) Notify your Program Advisor in writing of the type of accommodation needed, date needed, documentation of the nature and extent of the disability, and of the need for the accommodation or auxiliary aid. The request should be made at least four weeks in advance of the date needed.

Email: ces-support@issaonline.edu

2) Your Program Advisor will respond within two weeks of receiving the request.

3) If you would like to request reconsideration of the decision regarding your request, please contact your Program Advisor within one week of the date of the response. Please provide a statement of why and how you think the response should be modified.

Section 504 Internal Grievance Procedure

Section 504 prohibits discrimination on the basis of disability in any program or activity receiving Federal financial assistance. The Law and Regulations may be examined in the office of Paul Arria who has been designated to coordinate the efforts of ISSA to comply with Section 504. The Compliance Coordinator can be contacted by phone number at 1-805-745-8111 or by email at accessibility@issaonline.edu.

Any person who believes she/he has been subjected to discrimination on the basis of disability may file a grievance pursuant to the procedure outlined below. ISSA will not retaliate against anyone who files a grievance in good faith or cooperates in the investigation of a grievance.

Procedure:

Grievances must be submitted to Patrick Gamboa, 800-892-4772 or by email at accessibility@issaonline.edu the Section 504 Grievance Compliance Coordinator, within thirty (30) days of the date, the person filing the grievance becomes aware of the alleged discriminatory action.

A complaint must be in writing, containing the name and address of the person filing it. The complaint must state the problem or action alleged to be discriminatory and the remedy or relief sought.

The Section 504 Grievance Compliance Coordinator (or his designee) shall investigate the complaint (i.e., identify and obtain relevant evidence, identify and obtain statements from relevant witnesses) and afford all interested persons an opportunity to submit relevant evidence. The Complainant may also present witnesses relative to the complaint.  The Section 504 Grievance Compliance Coordinator will maintain the files and records relating to such grievances. The Section 504 Grievance Compliance Coordinator will issue a written decision on the grievance no later than 30 days after its filing.

The person filing the grievance may appeal the decision of the Section 504 Grievance Compliance Coordinator by writing to ISSA’s Executive Director, Dr. Salvatore A. Arria, 1015 Mark Avenue, Carpinteria, CA 93013 who can be reached at 800-892-4772 or by email at  sarria@issaonline.edu within 15 days of receiving the Section 504 Grievance Coordinator’s decision.  ISSA’s Executive Director shall issue a written decision in response to the appeal no later than 30 days after its filing.

The availability and use of this grievance procedure does not prevent a person from filing a complaint of discrimination on the basis of disability with the U. S. Department of Education, Office for Civil Rights.

ISSA will take all steps to prevent recurrence of any harassment or other discrimination and to correct discriminatory effects where appropriate.  ISSA will make appropriate arrangements to ensure that disabled persons are provided other accommodations, if needed, to participate in this grievance process. The Section 504 Compliance Coordinator will be responsible for such arrangements.

 


 



 

 

 

The federally required Gainful Employment disclosure for the ISSA Associate of Science Degree in Exercise Science can be found here:

http://www.issaonline.edu/ces/gainful-employment-disclosures/Gedt.html

Types of Federal Financial Aid Programs

Financial Aid consists of grants and loans provided by the federal government to those who can demonstrate eligibility. Each type of aid has specific eligibility requirements. Qualifying students may be eligible for more than one type of aid.

Generally, to be eligible for Federal Student Aid, a student must:

The student will need to complete a Free Application for Federal Student Aid (FAFSA) form in order to apply for Federal Student Aid. The form can be completed online at www.fafsa.ed.gov.

ISSA's federal school code is: 042434

The student’s actual eligibility amounts will be determined from the information reported on the FAFSA.

Need-Based and Non-Need-Based Federal and State Financial Aid

Students are potentially eligible for a variety of aid programs; some are need-based and some are non-need based as determined by the information provided and verified on the FAFSA.

How Eligibility for Need-Based Aid is Determined and How Need-Based Aid is Awarded

Students are awarded financial aid based on the student’s financial need. Financial need is determined by a student’s Expected Family Contribution (EFC) (computed from information provided on the FAFSA) as compared to ISSA’s Cost of Attendance (COA).Those who have a positive number remaining after the EFC is subtracted from the Cost of Attendance may qualify for some need-based aid sources. To meet with federal regulations, ISSA defines the neediest students as those whose EFC = $0.

Resources Included in Financial Aid Packages are awarded as follows in this order:

1. The Pell Grant is awarded to students who meet the federal criteria as determined by EFC levels. The amounts of the award vary as the federal government determines.

2. Student Loans are awarded last. Students are offered their maximum loans based on dependency status (dependent or independent) and by level in college (first year or second year). Those who have completed less than 36 units at ISSA are first-year students and those who have completed 36 units or more at ISSA are second-year students. 

 Below are the programs  ISSA  currently participates with:

Grants

Federal Pell Grants

The Pell Grant is aid that does not have to be repaid. Pell Grants are awarded to students who have a financial need as determined by the U.S. Department of Education standards. Annually, the U.S. Department of Education determines student eligibility for this Grant. For the 2017-18 award year, the maximum Pell Grant for a full-time student attending three quarters in the Award Year is $5920.  Students eligible for a Pell Grant may qualify for less depending on their Estimated Family Contribution and enrollment status (number of credits taken) each quarter. Not all students will qualify for a Federal Pell Grant. 

A student is eligible to receive a Pell Grant for up to 12 semesters or the equivalent. If a student has exceeded the 12-semester maximum, he or she will lose eligibility for additional Pell Grants. Equivalency is calculated by adding together the percentage of Pell eligibility that he or she received each year to determine whether the total amount exceeds 600%.

For example, if Mike’s maximum Pell Grant award amount for the 2012-2013 school year was $5,550, but he only received $2,775 because he was only enrolled for one semester, he would have used 50% of his maximum award for that year. If during the following school year (2013-2014), he were to enroll three-quarter time for the entire year, he will use 75% of his maximum award for that year. Together, he will have received 125% out of the total 600% lifetime limit.

Loans

Direct Loans are low-interest loans for students and parents to help pay for the cost of a student’s education after high school. The lender is the U.S. Department of Education, though the entity the borrower deals with, the loan servicer, can be a private business. The Borrower Rights and Responsibilities Statement issued by the Department of Education with the Master Promissory Note includes information regarding use of the loan money, information the borrower must report to the Department of Education after the loan is received, the amount the borrower may borrow, the interest rate, payment of interest, the loan fee, repayment incentive programs, disbursement information, loan cancellation, the grace period, loan repayment information, late charges and collection costs, demand for immediate repayment, defaulting on the loan, consumer reporting agency notification, deferment and forbearance options, discharge, loan consolidation, Department of Defense and other federal agency loan repayment, and Americorps program education awards.

A Disclosure Statement is issued to the borrower by the Department of Education once the Department receives a loan origination record from the school. A Notice of Disbursement(s) Made Letter is issued to the borrower by the Department of Education once the Department receives a disbursement that was made to the borrower.

Federal student loans are required by law to provide a range of flexible repayment options, including, but not limited to, income-based repayment, income-contingent repayment plans, and loan forgiveness benefits, which other student loans are not required to provide. Federal Direct Stafford loans are available to students regardless of income. Before taking out loans, students should visit the Department of Education’s Federal Student Aid website at http://studentaid.ed.gov/types/loans to learn more.

Subsidized Federal Direct Stafford Loan

The Subsidized Federal Direct Stafford Loan program provides low-interest loans through the U.S. Department of Education’s Direct Loan Program.  It is awarded on the basis of need.  The maximum annual loan amount for undergraduate students is $3,500 for the first academic year, and $4500 for the second academic year less origination and other fees (if applicable). Beginning July 1, 2012, only undergraduate students are eligible for subsidized loan funding. The Federal government pays the interest while the student is in school, in grace, and during deferment periods. Effective for loans disbursed on or after July 1, 2012, interest begins accruing on these loans when the student graduates or drops below half-time enrollment status. Repayment begins six months after the borrower ceases to be enrolled at least half-time. The minimum repayment amount is $50 per month, but it may be greater depending on the amount borrowed.  

However, subsidized Federal Direct Stafford loans provide many flexible repayment plans as outlined in the loan counseling materials. Payments are based on the repayment plan selected by the student. Current interest rates can be found at the Department of Education's Federal Student Aid website at https://studentaid.ed.gov/sa/types/loans/subsidized-unsubsidized#interest-rates.

Borrowers with other outstanding loans may be able to consolidate eligible loans and make only one monthly payment. Please refer to the loan entrance counseling materials found at https://studentloans.gov/ for additional information.

Unsubsidized Federal Direct Stafford Loan

Unsubsidized Student Loans are federally guaranteed loans that are available for students who desire to pursue education, but lack the financial resources to do so. These loans are not based on financial need. Interest on the unsubsidized student loans starts to accrue as soon as the loan is disbursed to the school. The federal government does not pay the interest on the loan while the student is in school. These are fixed interest loans and a student is not required to start making repayments while he or she is in school. Students are not required to make interest or principal payments until 6 months after graduation. These loans can be used to pay for the total expenses of your education: tuition, housing, reading materials, and other expenses related to studies. 

https://studentaid.ed.gov/sa/types/loans/subsidized-unsubsidized#how-much

Student loan borrowers are responsible for all interest that accrues on the loan while in school, in grace, and during deferment periods. The student may elect to make interest payments while in school to avoid the capitalization of interest and to lower the overall repayment debt. Loan repayment will begin six months after the student leaves school or attends less than half time.

The interest rate for undergraduate unsubsidized loans can be found at https://studentaid.ed.gov/sa/types/loans/subsidized-unsubsidized#interest-rates

Please see the Financial Aid Administrator at the school to receive further information regarding the maximum Unsubsidized Federal Direct Stafford annual loan amounts for the second or subsequent academic years.

All federal loans will be reported to the U.S. Department of Education’s National Student Loan Data System (NSLDS) as part of the student’s financial aid history. The information will be accessible to authorized agencies, other post-secondary institutions, lender and Federal loan servicing agencies. 

ISSA does not participate in the PLUS Loan program.

State Aid Programs

If you were in Foster Care prior to reaching the age of 18 in California, please access the following resource:

https://mygrantinfo.csac.ca.gov/Help/FosterYouth.asp
 
ISSA does not currently participate in the Cal Grant program for California residents.
Please refer to the following website to determine if there are any other forms of California State Aid apply to you:
 
http://www.csac.ca.gov/doc.asp?id=33
 
If you believe you qualify for other forms of funding through California or your state of residency, please refer to the particular agency providing the aid to inquire about requirements, and contact the ISSA Financial Aid Office to include it in your financial aid package.
 

 

Applying For Federal Student Financial Aid

Each student interested in receiving financial assistance must submit the Free Application for Federal Student Aid (FAFSA) or provide a copy of the Student Aid Report (SAR) if the FAFSA was previously completed for the current award year. The FAFSA is free to fill out, and students do not need to pay for assistance completing it.

The Financial Aid Office will use the results of the FAFSA to determine the student’s financial aid eligibility.  Students should refer to www.studentaid.ed.gov, which is sponsored by the U.S. Department of Education, for more detailed information about filling out the FAFSA.

Verification

A student’s application may be selected for a process known as verification. The verification process requires the school to validate certain information submitted on the FAFSA. The student will be required to submit supporting documentation. Need-based Federal Student Aid funds will not be awarded until the verification process has been completed.  

If the verification process is not completed, the student will be responsible for making payments to the school to cover the amount owed for which aid was not received. 

Each year the U.S. Department of Education requires schools participating in the distribution of federal student aid to verify the consistency and accuracy of data submitted on the Free Application for Federal Student Aid (FAFSA). This verification process involves the review of tax documents and household information to ensure the accuracy of the FAFSA application. To complete verification, students and parents, as applicable, are asked to submit federal tax documents and forms to the ISSA Financial Aid Office.

Who is selected:  Any student who completes a FAFSA may be chosen for verification by the Department of Education. Nationwide, about 30% of all FAFSA applications are selected this way.

In addition, ISSA also requires verification for all undergraduate students who have submitted a special circumstance review form to request a professional judgment be performed.

Student selected for any of the reasons listed above will will have the Verification Forms (Independent and Dependent) emailed to them. To avoid delays in the award packaging and disbursement process students should complete the forms and return them to the Financial Aid Office via upload to their Populi student portal as soon as possible.

Submitting forms and documents to ISSA:  Scanned documents should be uploaded to the student's Fianncial Aid Application for the appropriate award year, under the "Financial Aid" section of the Financial tab of their Populi student portal. Financial Aid staff are notified when documents are uploaded. To be opened by ISSA, emailed documents should be clearly labeled with a subject and text in the body of the email.

If possible using the IRS Data Retrieval Tool (discussed below) is the easiest and most secure way to verify income and tax information.

Some students selected for verification will be required to provide a notarized Statement of Educational Purpose. The original document with signatures is required, so these must be mailed directly to the ISSA Financial Aid Office.

Always keep a copy of submitted documents for your records.

The ISSA Financial Aid Office will verify all mandatory items identified by the U.S. Department of Education (household size, the number in college, number of exemptions, adjusted gross income, taxes paid, untaxed income, untaxed IRS distributions, educational credits, IRA deductions, tax exempt interest). In addition, some students will be required to verify High School/GED completion status as well as complete a statement of Educational Purpose. ISSA can also verify discretionary items as we see fit.

After the initial verification document request has been met, ISSA will compare the information provided on the FAFSA and might ask for additional information if we find discrepancies that cannot be explained.

Conflicting Information

Students are responsible for reporting accurate information on the FAFSA, regardless of whether a student is selected for verification. If ISSA has access to information it considers to be in conflict, the student may be asked to explain discrepancies, provide supporting documents and/or make corrections to their FAFSA to resolve the issue.

If the conflicting information is not resolved, Federal Student Aid funds will not be awarded and the student will be responsible for making payments to the school to cover amount owed for which aid was not received.

Changes to Eligibility

Students whose financial aid information requires reprocessing, based on the verification process or resolution of conflicting information, may have FAFSA corrections electronically processed by ISSA. Any corrections will generate an updated Student Aid Report (SAR) which will be sent to the student by the Central Processing System (CPS). The Expected Family Contribution (EFC) may change based on the corrections made.

If you have received a financial aid estimate before completing verification and resolving all conflicting information, your aid eligibility will be reevaluated by your financial aid adviser. You will be notified if your awards change.

If conflicting information is discovered after aid is awarded or disbursed, ISSA must resolve the conflicting information and the student will be required to repay aid received in excess of his/her eligibility. All conflicts must be resolved regardless of whether the student was selected for verification or not.

Timeline and deadlines: Please allow three weeks for the verification process to be completed, once all items have been submitted. The process may take longer if we receive incomplete documents or require additional information.

Financial aid funds cannot be officially disbursed until verification is completed. Return the requested documents to us as soon as possible.

To avoid a delay in the processing of your aid and having a hold placed on your account; verification must be completed by the registration deadline for your first quarter you intend to receive aid in a school year. Please ensure that the results of your FAFSA have been received by the ISSA Financial Aid Office at least 35 days prior to the quarter start date to allow enough time to receive instructions and gather verification documents. Deadlines are summarized below:

2017-2018

Please Complete Actions By

Actions To Complete

Fall 2017

Winter 2018

Spring 2018

2017-2018 FAFSA results received by ISSA

Aug 28, 2017

Nov 27, 2017

Feb 26, 2018

Verification documents received by ISSA

Required Corrections made to 2017-2018 FAFSA

Sep 22, 2017

Dec 8,2017

Mar 23, 2018

Accept financial aid package in Populi student portal

Complete Entrance Counseling and Master Promissory Note for Direct Loans

Make payment of any remaining student portion of tuition due

Oct 11, 2017

Jan 10, 2018

Apr 11, 2018

 

2018-2019

Please Complete Actions By

Actions To Complete

Summer 2018

Fall 2018

Winter 2019

2018-2019 FAFSA results received by ISSA

May 28, 2018

Aug 27, 2018

Dec 3, 2018

Verification documents received by ISSA

Required Corrections made to 2018-2019 FAFSA

Jun 22, 2018

Sep 21 ,2017

Dec 14, 2018

Accept financial aid package in Populi student portal

Complete Entrance Counseling and Master Promissory Note for Direct Loans

Make payment of any remaining student portion of tuition due

Jul 11, 2018

Oct 10, 2018

Jan 16, 2019

If student does not submit a FAFSA, FAFSA corrections or verification documents by the above dates, aid may still be disbursed. However, it may be on a delayed schedule which may lead to a hold on a student's future registration if there is a balance due. The absolute cut off for any verification to be completed for the 17-18 academic year is June 1, 2018. The cut off for 2018-2019 is May 31, 2019.

In some cases, ISSA may request a Low Income Explanation Form, if the dependent/independent student and/or family income/assets listed on the 18-19 FAFSA and reviewed during verification appear insufficient to support the number of people reported in your household, relative to the current U.S. Poverty Guidelines published at https://aspe.hhs.gov/poverty-guidelines. In order for ISSA to verify your eligibility for federal student aid, we may need additional information to document your means of support.

Documents: In addition to the Verification Forms (Independent and Dependent), as applicable, students (and their parent(s), if dependent) chosen for verification will be required to submit a copy of their completed 2016 federal tax return information via the IRS Data Retrieval Tool on the FAFSA (preferred) or an IRS Return Transcript, which can be ordered at http://www.irs.gov/Individuals/Order-a-Transcript. This is a requirement from the Department of Education to guarantee the accuracy of the information reported on the FAFSA to insure that federal aid is awarded properly. Except in specific unusual filing scenarios, noted below, photocopies of personal returns are not acceptable for this documentation requirement.

If you filed your 2016 federal tax return electronically you should be able to use the IRS Data Retrieval Tool on the FAFSA or request a Tax Return Transcript within 2 weeks. If you filed a paper return, you should be able to use either process within 6-8 weeks. For a step by step demonstration of the IRS DRT process, please watch this video: http://www.youtube.com/watch?v=9ZNRdk3iXeM. If you use the IRS Data Retrieval Tool and amend taxes, you will be required to submit a copy of the IRS Tax Return Transcript.

Not all students can use the IRS Data Retrieval Tool. If any of the following apply to the student or parent (as applicable), he/she cannot use the IRS Data Retrieval Tool and will have to submit a Tax Return Transcript to ISSA.

 

 

Methods of Distributing Aid Among Students

Financial aid is awarded based on an academic year or award year as defined on a program-by-program basis at the school. Disbursement of aid varies by the type of assistance.

Federal Aid

The International Sports Sciences Association notifies the borrower by email of the anticipated date and amount of the loan disbursement and the student’s right to cancel all or part of the loan or disbursement and procedures and time by which the student must notify the school that he or she wishes to cancel the loan or disbursement. 

ISSA disburses financial aid funds to eligible students in one disbursement per quarter. The first disbursement of Federal Direct Loan funds for a first-year, first-time borrower will be 30 days after the first day of the first attended class. Financial aid funds will be applied first to institutional charges. The remaining balance will be mailed to the student in the form of a paper check.
 
Students may provide ISSA with written authorization to hold any credit balance created by Federal Student Aid funds on account. Federal Pell Grant funds will be held until the end of the award year, while Federal Direct Loans will be held until the end of the Academic Year. If explicitly stated in the student's authorization, those funds may be used to cover other allowable institutional charges incurred in the Award Year or Academic Year. Any Federal Student Aid funds still on account at the end of their respective year will be returned to the Federal Direct Loan programs to reduce student debt . Funds will be returned to their Direct Unsubsidized Loans prior to their Direct Subsidized Loans. Any funds that can not be returned to a student loan because there is no balance to reduce will be issued directly to the student via check.
 
Financial Aid awards accepted by the student are disbursed by the business office and will appear as a payment on the student portal/POPULI as a direct credit reducing the balance due. Financial aid funds that exceed institutional charges create a credit balance that will be issued directly to the student via mailed check or held on account if a student has provided written authorization to do so. Students may review their pending charges, pending aid, invoices, payments and balances in the Financial tab of their Populi online student portal.

State Aid

State Aid is distributed to students who meet the eligibility criteria as described in the specific state aid program requirements. Students should call the financial aid office for additional information on available state aid programs.

Institutional Aid (Scholarships)

The school may offer various types of scholarships to students enrolled in specific programs of study or who have met the published criteria. The number of scholarship recipients varies from year to year depending on the funding available and the number of eligible applicants. For additional information on available institutional scholarships, students should contact the Financial Aid Office at the school. Students are also encouraged to seek additional scholarship programs not administered or awarded by the school.

 

             Data Reported to IPEDS For 2017-18 Reporting Year

 

Full-time, First-Time Degree/Certificate-Seeking Undergraduate Students

 

Students that completed within 150% of normal time to completion

Recipients of a Pell Grant

0%

Recipients of a Subsidized Stafford Loan that did not receive a Pell Grant

0%

Did not receive either a Pell Grant or Subsidized Stafford Loan

0%

 

Men

 

Total completers within 150%

Total transfer-out students

Nonresident alien

0%

0%

Hispanic/Latino

0%

0%

American Indian or Alaska Native

0%

0%

Asian

0%

0%

Black or African American

0%

0%

Native Hawaiian or Other Pacific Islander

0%

0%

White

33%

33%

Two or more races

0%

0%

Race and ethnicity unknown

50%

50%

Total men

23%

15%

 

Women

 

Total completers within 150%

Total transfer-out students

Nonresident alien

0%

0%

Hispanic/Latino

0%

0%

American Indian or Alaska Native

0%

0%

Asian

0%

0%

Black or African American

0%

0%

Native Hawaiian or Other Pacific Islander

0%

0%

White

50%

25%

Two or more races

0%

0%

Race and ethnicity unknown

0%

0%

Total women

50%

25%

 

Total men + women

29%

18%

 

Rights and Responsibilities of Aid Recipients
 
Rights
 
Students at ISSA applying for and receiving financial aid have a right to the following:
1. Information on all financial assistance available, which includes all federal, state, and institutional financial aid programs.
2. Disclosure of deadlines for applications of each financial aid program and for any supporting documentation.
3. Specific information regarding fees, tuition, and the refund policy for those who drop out of school (withdraw).
4. An explanation of how students are selected for receipt of financial aid and how financial need is determined. This process includes a consideration of costs of tuition and fees, books and supplies, personal and miscellaneous expenses, etc., plus the student’s income and assets, parental contribution, other financial aid (such as scholarships) and so on.
5. Knowledge of what resources is considered in the calculation of student need.
6. Knowledge of how a financial aid package is determined.
7. An explanation of various programs awarded in the student’s financial aid package. If a student feels unfairly treated, a reconsideration of the award may be requested.
8. An explanation of the portion of financial aid the student received that must be repaid and what portion is grant aid or work study and does not need to be repaid. If the aid is a loan, the student has the right to know what the interest rate is, the total amount to be repaid, when the repayment is to begin, and the conditions of deferment and cancellation.
9. Knowledge of how ISSA determines whether students are making “satisfactory academic progress” and the consequences of not meeting this requirement.
10. A student has the right to challenge or appeal the student’s financial aid award or any other decision of the Financial Aid Office pertaining to the student, which does not fall under the jurisdiction of federal or state regulations. The right includes answers to questions, explanations of policies and decisions and request for reconsideration.
 
Responsibilities
 
Students at ISSA applying for and receiving financial aid are responsible for the following:
1. Reviewing and considering all information about ISSA’s academic programs before enrolling.
2. Completing all the application forms ACCURATELY AND COMPLETELY and submitting them to the right place on time. If this is not done, financial aid could be delayed. Since errors cause misunderstanding and misrepresentation of information provided, errors must be corrected before any financial aid can be received. Intentional misreporting of information on application forms for federal financial aid is a violation of the law and is considered a criminal offense subject to penalties under the U.S. Criminal Code, and subjects the student’s application to denial. Additionally, regulations require that all cases of suspect fraud emanating from misrepresentation, be reported to the Office of the Inspector General.
3. Promptly returning all additional documentation, verification, corrections and/or new information requested by either the Financial Aid Office or the agency or agencies to which an application was submitted.
4. Reading and understanding all forms that the student is asked to sign.
5. Notifying the lender (if the student has a loan) of changes in the name, address or school enrollment status.
6. Performing the work that is agreed upon in accepting a college work-study award.
7. Knowing and complying with the deadlines for application or reapplication for aid.
8. Knowing and complying with the ISSA Federal Aid Refund Policy.
9. Repaying financial aid funds if it is determined that the student was ineligible to receive the funds.

Terms and Conditions of Direct Loans

Direct Loans for Students

As a result of the Health Care and Education Reconciliation Act, beginning July 1, 2010, federal student loans will no longer be made by private lenders under the Federal Family Education Loan (FFEL) Program. Instead, all new federal student loans will come directly from the U.S. Department of Education under the Direct Loan Program.

On July 6, 2012, the President signed into law the Moving Ahead for Progress in the 21st Century Act (MAP 21). This law places a limit on Direct Subsidized loan eligibility for new borrowers on or after July 1, 2013.  A first-time borrower is no longer eligible for Direct Subsidized loans once the borrower has received Direct Subsidized loans for a period of 150% of the length of the borrower's educational program.  The borrower also becomes responsible for accruing interest during all periods as of the date the borrower exceeds the 150 percent limit. For detailed information on 150% Loan Limit visit Time Limitation on Direct Subsidized Loan Eligibility For First Time Borrowers:

http://ifap.ed.gov/eannouncements/attachments/051613DirectSubsidizedLoanLimit150PercentAnnounce1Attach.pdf

A first-time borrower is a borrower who has no outstanding balance of principal or interest on a Direct Loan or FFEL loan on July 1, 2013.  Borrowers who had a loan balance which has been paid in full prior to receiving loans after July 1, 2013 becomes a first-time borrower.

How do I request a Direct Loan?

#1) Complete a Free Application for Federal Student Aid (FAFSA) at www.fafsa.gov

#2) Return all documents requested by the ISSA Financial Aid Office to complete your FAFSA application.

#3) Go to https://studentloans.gov to complete Direct Loan Entrance Counseling and the Direct Loan Master Promissory Note.  Go to Manage My Direct Loan and click the Sign In button.  You will need your social security number, the first two characters of your last name, your date of birth and your FAFSA username and password. Once you are signed, click on Complete Counseling.  Under Choose Loan Counseling Type click the Start button for Entrance Counseling.

NOTE: If you have received Direct Loans prior to attending ISSA or previously completed Direct Loan Entrance Counseling, you do not need to complete the entrance counseling again.

Once you finish entrance counseling and click the Submit Counseling button, you will be at the Entrance Counseling Summary screen.  Scroll down to the Next Steps section and click Complete a Master Promissory Note.

You will need reference information for two people with different U.S. addresses who have known you at least 3 years.  The first reference should be a parent or legal guardian.  NOTE:  If you have completed a Direct Loan Master Promissory Note (MPN) within the last 10 years, you can confirm your MPN status by clicking on the link Completed MPNs at the left-hand side of the screen.

Are there fees for my Direct Loan?

The origination fees or all Direct Subsidized Loans and Direct Unsubsidized Loans can be found at  https://studentaid.ed.gov/sa/types/loans/subsidized-unsubsidized#additional-charges 

When will I receive my loan money?

Student loans are paid in up to three equal disbursements during the selected loan period.  For one-quarter loans, the loan is paid in two equal disbursements during the quarter, approximately 21 days after the start and midpoint. 

In accordance with federal regulations, no loan money may be released sooner than ten days prior to the beginning of a quarter.  If you are a first-time Direct Loan borrower, the 1st disbursement will be 30 days after the beginning of the quarter.

IMPORTANT!  To receive Direct Loan funds, you must be enrolled at least half time (6.0 units). Please note the start date of your classes will affect when you will receive your student loan. Please refer to the Schedule of Class Start Dates to determine the start date of your classes:

http://www.issaonline.edu/ces/class-start-dates.cfm

How do I receive my loan money?

The Direct Loan is delivered to the student through the International Sports Sciences Association. Disbursements will be applied to the student's allowable charges and the student will receive any excess funds by check mailed to the address on file.

Please note - checks CANNOT be picked up!


When do I pay my Direct Loan back?

After graduating, leaving school, or enrolling less than half time, a student will have a six-month "grace period" before the first loan payment is due. All Direct Loans must be paid back with interest. Typically a student will have 10 years to repay their Direct Loan.

Terms and Conditions of Direct Loan Deferments

Information regarding the various deferments available to student and parent loan borrowers is available at the Department of Education website https://studentaid.ed.gov/sa/repay-loans

Terms of Loans Received, Repayment Schedules and Repayment

Generally, borrowers will have 10 to 25 years to repay their loan, depending on the repayment plan they choose. The loan servicer will notify the borrower of the date the first payment is due. If a repayment plan is not chosen by the borrower, the borrower will be placed on the standard repayment plan, with fixed monthly payments for up to 10 years. Repayment plans can be changed at any time by contacting the loan servicer. Information about standard repayment, extended repayment, graduated repayment, income contingent repayment (not available for parent PLUS loans), and income-based repayment can be found at https://studentaid.ed.gov/sa/repay-loans

Loan Entrance Counseling

Recipients of the subsidized and unsubsidized Federal Direct loans must attend entrance counseling prior to the first disbursement of loan funds. The following information will be included in the Loan Entrance Counseling that is available online at http://StudentLoans.gov

Loan Exit Counseling

Students are required to attend a financial aid loan exit counseling session prior to graduating or shortly before ceasing enrollment of at least half-time study. Students who seek withdrawal from the school should see the Financial Aid Office to obtain exit counseling. Several topics presented at the entrance counseling session are again presented at the exit counseling. Exit counseling is required for all graduated, withdrawn, or dismissed students prior to exiting the institution as well as when a student ceases to attend at least half-time. If a student leaves school or chooses to postpone their education, the student should meet with a Financial Aid Administrator to understand the financial impact of this decision and to attend loan exit counseling. Exit counseling includes the following information:

In addition, the Financial Aid Office is responsible to collect the following information as part of the exit counseling and provide the information to the U.S. Secretary of Education within 60 days of receipt:

National Student Loan Data System

National Student Loan Data System (NSLDS) is the U. S. Department of Education’s central database for Federal Student Aid. Student financial aid information is submitted to the NSLDS from schools, guaranty agencies, the Direct Loan program, the Pell grant program, and other Department of Education programs. NSLDS Student Access provides a centralized, integrated view of Federal Student Aid loans and grants so that recipients of funds from these programs can access and inquire about the Federal Student Aid loans and/or grant data. Once a student’s data is reported to NSLDS, this site and all of the student’s information contained within is accessible to Financial Aid Administrators, and guaranty agencies. In addition, students may access their own financial aid information by visiting this site. All users must sign-in and be an authorized user.

To access the site, visit www.nslds.ed.gov

Federal Student Aid Ombudsman

Students should contact the Financial Aid Administrator at the school with any questions or concerns regarding Federal Direct Subsidized or Unsubsidized Loans.
 
If a situation exists that a Financial Aid Administrator cannot resolve, students should follow procedures in the school catalog regarding Problem Resolution.
 
The U.S. Department of Education’s Ombudsman Office for student loan issues is also available. The Ombudsman 
operates as a neutral party and informally researches and attempts to resolve a borrower’s issue. 
 
Student borrowers can contact the Office of the Ombudsman via:
 
Online Assistance: https://studentaid.ed.gov/sa/repay-loans/disputes/prepare

For more information about the FSA Ombudsman, go to 

https://studentaid.ed.gov/sa/repay-loans/disputes/prepare/contact-ombudsman

 or call 877.557.2575.  

The mailing address is:

U.S. Department of Education
FSA Ombudsman Group, 
P.O. Box 1843
Monticello, KY 42633
Fax number 606-396-4821

If you have additional questions, please contact our office by emailing your financial aid advisor or by calling the financial aid office at 805-745-8111.

Referral of Overpayment and Fraud Cases

If ISSA discovers that a student received an overpayment of federal funds, the school will attempt to adjust subsequent financial aid disbursements. If this is not possible, the student will be required to repay the overpayment amount. Any applicant failing to repay the overpayment will be referred to the U.S. Department of Education for collection. Such applicants will be ineligible for future Federal student aid funds.

If an applicant misreports information or alters documents for the purpose of increasing his/her eligibility or for fraudulently obtaining Federal funds, the applicant will be reported to the Office of Inspector General, U.S. Department of Education. 

Consumer Information from the U.S. Department of Education

Students and financial aid staff should reference the U.S. Department of Education websites for information regarding the regulations, requirements, and application for Federal Student Aid.

Financial Aid sites:

U.S. Department of Education: www.ed.gov

Applying for Federal Student Aid: www.fafsa.ed.gov

Information for Students: www.studentaid.ed.gov

Loan Code of Conduct Policy

This code of conduct is applicable to all officers, employees and agents of International Sports Sciences Association with responsibilities (directly or indirectly) with respect to private student loans. International Sports Sciences Association officers, employees, and agents subject to this policy are prohibited from doing any of the following, either on their own behalf or on behalf of International Sports Sciences Association:
 
* Participating in a revenue-sharing arrangement with any lender by which the lender pays a fee or provides other material benefits to the college or any officer, employee or agent subject to this policy in exchange for the college’s recommendation of that lender or its loan products;
* Receiving gifts from a lender, a guarantor, or a loan servicer;
* Accepting any contracting arrangement that provides financial benefit from any lender or affiliate of a lender;
* Directing borrowers to particular lenders or delaying loan certifications;
* Requesting or accepting from any lender any offer of funds to be used for private education loans in exchange for the college providing the lender with a specified number of loan volume of, or preferred lender arrangement for private education loans;
* Requesting or accepting any lender’s assistance with call center or Office of Financial Aid staffing; and
* Receiving anything of value from any lender, other than reimbursement for reasonable expenses, in exchange for service on an advisory board, commission, or group established by a lender, guarantor, or group of lenders or guarantors.
 
Any employee who is offered any gift or monetary compensation from a lender should contact the Financial Aid office for clarification and guidance before responding favorably to that offer.
 
Should an employee subject to this policy inadvertently accept a gift or other type of monetary compensation from a lender, that employee must immediately notify the Department’s Director or Dean. The amount received, the name of the employee or agent, a brief description of the activity and the dates of the activity for which the expenses were paid or provided must be reported to the Department’s Director or Dean. The Director of Financial Aid is responsible for reporting this information annually to the Secretary of the Department of Education.
 
The Director of Financial Aid is responsible for notifying all officers, employees and agents of this requirement annually.
 
1. Federal regulations require all institutions that participate in the federal Title IV student loan programs to adopt a code of conduct that meets the requirements of 34 C.F.R. § 601.21.
 
If you have additional questions, please contact our office by emailing student-affairs@issaonline.edu or calling 805.745.8111.
 

 

Private Loans
 
The International Sports Sciences Association financial aid office advises that an alternative private loan option can be used after all federal direct loan options have been exhausted, as federal direct loans generally have better benefits and lower interest rates. We encourage students to apply for federal direct loans before applying for an alternative loan.
 
The International Sports Sciences Association Financial Aid office does not promote or endorse any specific private lender.
 
Any student applying for a private education loan at International Sports Sciences Association must complete a FAFSA form in order to ensure that all available waivers and grants are available to the student, as well as to encourage students to make use of low-interest loans available through the Department of Education (subsidized if eligible). Student borrowers at International Sports Sciences Association are counseled to compare the terms and conditions of Department of Education loans with the terms and conditions of private education loans to determine the more favorable borrowing option.

Private loans may have fixed or variable interest rates. Private student loan lenders can offer variable interest rates that can increase or decrease over time, depending on market conditions. The interest rate on a private loan may depend on the borrower’s credit rating. Private student loans have a range of interest rates and associated fees. Students should determine the interest rate of, and any fees associated with, a private student loan prior to accepting the loan as part of a financial aid award package. Questions regarding private student loans should be directed to the lender or to the school’s Financial Aid Office.

Upon request, International Sports Sciences Association will provide the self-certification form for private education loans required under Sec. 128(e)(3) of the Truth in Lending Act (15 U.S.C. 1638(e)(3) and the information required to complete the form, to the extent that International Sports Sciences Association possesses the information.

 

Minimum Standards
 
All students must maintain at least a 2.0 institutional grade point average (GPA) and earn two-thirds of the credits they attempt.
 
Maximum Time Frame
 
Students must meet the program requirements within 150% of the published length of the program. For example, a student can attempt a maximum of 135 credits in order to complete the required 90.
 
The following can have a negative impact on satisfactory academic progress:
Evaluation Point
 
Academic progress is evaluated at the end of each 10-week quarter, after grades are official.
 
Warning, Ineligible, Probation, Disqualified, Appeal
 
Warning: Students who do not meet minimum standards will be placed on Warning until the next evaluation point. Students are notified in writing via email.
 
Students on Warning must complete an Academic Meeting with a Program Advisor. Requesting and scheduling an Academic Meeting is the student’s responsibility. Failure to complete an Academic Meeting may result in a hold on future registration.
 
Students on Warning may remain eligible for federal, state, and institutional financial assistance programs for one payment period (until the next evaluation point).
 
Students are eligible to be removed from Academic Warning if they are able to meet the minimum GPA and earn the required credits by the end of the Warning period.
 
Ineligible: Students who do not meet minimum standards by the end of the Warning period (second evaluation point) become ineligible for all federal, state, and institutional financial assistance programs, pending successful appeal. Any received tuition benefits will be adjusted according to governing regulation.
 
Appeal: On occasion, serious circumstances such as injury, illness, or death of a relative can cause a major disruption in a student’s ability to successfully complete coursework. If students believe that they can present mitigating circumstances for failing to meet minimum standards, they must make an appeal in writing. To appeal, students must complete an Appeal to Continue Study questionnaire and submit the questionnaire to studentaffairs@issaonline.edu. The Appeals Committee will review the appeal, make a decision, and send a written response to the student via email. Students who are reinstated through the appeal process will be reinstated on Probation.
 
Probation: Students who successfully appeal ineligibility will be permitted to take courses on Probation. Students on Probation must complete an Academic Meeting with a Program Advisor and follow an Academic Recovery Plan, which may require the student to fulfill specific terms and conditions such as taking a reduced course load or enrolling in specific courses. Requesting and scheduling an Academic Meeting is the student’s responsibility. Failure to complete an Academic Meeting and Academic Recovery Plan may result in a hold on future registration.
 
Students on Probation may remain eligible for federal, state, and institutional financial assistance programs for one payment period (until the next evaluation point). To qualify for further Financial Aid and/or outside financial assistance, the student must meet minimum standards or be making progress on an Academic Recovery Plan.
 
Students are eligible to be removed from Probation if they are able to meet the minimum GPA and earn the required credits by the end of the Probation period.
 
Disqualified: Students who do not meet minimum standards by the end of the Probation period (third evaluation point) and are not making progress on an Academic Recovery Plan are subject to disqualification and the student’s eligibility for federal, state, and institutional financial assistance programs is terminated. Disqualified students may be prohibited from enrolling in classes for one term.
 
Disqualified and ineligible students who choose not to appeal or who fail an appeal are permitted to take courses at their own expense until they are able to meet minimum standards. Admission as a regular student is subject to availability at the time of academic recovery
 
Course Materials & Textbooks
 
The ISSA is required to provide students who are Pell eligible with a method to obtain required books and supplies by the seventh day of each term if the student was eligible to receive a disbursement of title IV, HEA funds as of 10 days prior to the beginning of the term, and those funds would have created a credit balance on the student’s account.
 
To facilitate this, all students taking undergraduate courses for credit are granted access to an electronic copy of the required textbook seven days prior to start date or their registered courses, or at the time of registration if this occurs after seven days prior to the start date. In the case that an electronic copy is unavailable for the required textbook, a physical copy of the textbook is mailed to the student at the time of registration.
State Authorization
 
The U.S. Department of Education requires an institution offering distance education programs to acquire authorization from the states in which it operates. Specific regulations vary from state to state. The International Sports Sciences Association (ISSA) is working in cooperation with the U.S. Department of Education, as well as agencies within states and territories, to comply with required authorizations, so that we can provide educational access to students across the country. ISSA will continue to make a good faith effort to pursue state authorization from all states and districts of the United States and its territories.
 
State Authorization for Distance Education Programs and Students Protection
 
All U.S. States and Territories require post-secondary educational institutions to be legally authorized to provide post-secondary educational instruction in their geographic locale. Many of these state laws and regulations also apply to online, distance and correspondence educational instruction offered in that state. As such, the International Sports Sciences Association and its online/distance education programs must be authorized in certain states prior to offering those courses or programs to students residing in those states.
 
Admission of applicants outside the State of California to an online degree, certificate or individual online course offered by the International Sports Sciences Association, is dependent on ISSA's ability to secure authorization from the applicant's state of residence if such authorization is required. ISSA delivers online education programs and courses throughout the United States. All programs have been approved by California's Bureau for Private Postsecondary Education. However, many states have prescribed an "authorization" process for out-of-state institutions delivering online programs to their residents to ensure quality post-secondary education, to preserve the integrity of an academic degree, and to instill greater consumer protection for its student citizens. ISSA has taken steps to protect its students and operations through nationwide compliance: by obtaining authorization, approval, exemptions and waivers; or confirming that the International Sports Sciences Association can operate without such authorization because the state's laws do not pertain to an accredited institution or to ISSA's activities in that state.
 
Why It Matters To You
 
Before the ISSA can accept an enrollment from an online student for either a program or a course, the college must be in compliance with the regulations regarding distance education in the state in which the student resides.
 
States in which the ISSA has obtained authorization, a formal exemption and or are not required under various state jurisdictions and the effective dates:
 
State Date Status
Alabama 8/9/2017 Authorized
Alaska 7/23/2014 Authorized
American Samoa 2/22/2017 Exempt
Arizona 11/10/2014 Not required
Arkansas 10/30/2015 Authorized
California 5/6/2013 Authorized
Colorado 9/17/2014 Not required
Connecticut 11/10/2014 Not required
Delaware 11/28/2016 Authorized
District of Columbia 4/13/2016 Not required
Florida 8/26/2014 Not required
Georgia Pending In Progress
Guam 2/4/2017 Not Required
Hawaii 9/15/2014 Exempt
Idaho 11/12/2014 Not required
Illinois 8/29/2014 Authorized
Iowa 11/13/2015 Authorized
Indiana 11/20/2014 Authorized
Kansas 10/20/2017 Authorized
Kentucky 10/13/2014 Exempt
Louisiana 9/23/2014 Not required
Maine 12/5/2014 Exempt
Maryland 9/21/2016 Authorized
Massachusetts 10/16/2014 Not required
Michigan 1/18/2017 Authorized
Minnesota 9/25/2017 Authorized
Mississippi 12/5/2014 Not required
Missouri 8/12/2014 Not required
Montana 4/1/2015 Authorized
Nebraska 10/21/2014 Not required
Nevada 11/10/2014 Exempt
New Hampshire 11/11/2014 Not required
New Jersey 10/20/2014 Not required
New Mexico 12/29/2014 Not required
New York 10/12/2017 Authorized
North Carolina 10/22/2014 Not required
North Dakota 11/22/2016 Exempt
Ohio 9/17/2014 Not required
Oklahoma 9/15/2014 Not required
Oregon   Not Authorized
Pennsylvania 7/1/2017 Authorized
Rhode Island 11/11/2014 Not required
South Carolina 8/26/2014 Not required
South Dakota 11/17/2014 Authorized
Tennessee 10/14/2014 Not required
Texas 8/27/2014 Exempt
Utah 7/22/2014 Exempt
Vermont 11/19/2014 Not required
Virgin Islands 2/27/2017 Exempt
Virginia 9/3/2014 Not required
Washington 9/22/2014 Not required
West Virginia 12/17/2014 Not required
Wisconsin 8/19/2014 Not required
Wyoming 6/30/2017 Authorized
 
Required postings:

Arkansas:

Arkansas Higher Education Coordinating Board certification does not constitute an endorsement of any institution, course or degree program. Such certification merely indicates that certain minimum standards have been met under the rules and regulations of institutional certification as defined in Arkansas Code §6-61-301.


California:

Bureau for Private Postsecondary Education

1625 North Market Blvd. Suite S-202

Sacramento, CA 95834

Phone: 916-574-7720

http://www.bppe.ca.gov


Indiana:

The Indiana Board for Proprietary Education

101. W. Ohio St., Suite 670

Indianapolis, IN 46204-1984


Maryland:

The Maryland Higher Education Commission

6 N. Liberty Street, 10th floor

Baltimore, MD 21201


ISSA is subject to investigation of student complaints, by the Office of the Attorney General or the Maryland Higher Education Commission. Complaints should be directed to:


Maryland Attorney General

Consumer Protection Division

200 St. Paul St.

Baltimore, MD 21202

410-528-8662 / 888-743-0823 (toll free)


Minnesota:

The International Sports Sciences Association is registered with the Minnesota Office of Higher Education pursuant to sections 136A.61 to 136A.71. Registration is not an endorsement of the institution. Credits earned at the institution may not transfer to all other institutions.


Minnesota Office of Higher Education

1450 Energy Park Dr., Suite 350

St. Paul, MN 55108

http://www.ohe.state.mn.us - 651-642-0533

 

 

Complaint Resolution
 
The International Sports Sciences Association strives to resolve all student complaints in a fair and expedient manner. ISSA encourages all current, former and prospective students, regardless of their residency, to FIRST submit any grievances, complaints or concerns directly to ISSA. Students who decide to file a formal complaint as an academic or nonacademic grievance must follow the process detailed in the Complaint/Grievance Procedure, which can be found in the College of Exercise Science course catalog. Concerns should be expressed as soon as possible after the event occurs; some of the procedures below have specific deadlines for filing grievances or complaints.
 
If a student feels that the issue remains unresolved after reasonable effort to follow the College’s internal grievance procedures, the student may contact these entities to file a formal complaint:
 
  • ISSA is a private institution that is approved to operate by the Bureau for Private
    Postsecondary Education (BPPE) of the State of California.  BPPE by calling (888) 370-7589 or by completing a complaint form, which can be obtained on the bureau’s Internet websitewww.bppe.ca.gov.
     
  • ISSA is accredited by the Distance Education Accrediting Commission (DEAC).  A student or any member of the public may file a complaint about this institution with the DEAC by phone or mailing:
    Distance Education Accrediting Commission
    1101 17th Street, N.W., Suite 808
    Washington, D.C. 20036
    (202) 234-5100
    www.deac.org
     
Out-of-State Complaint Resolution Contacts
 
Distance students residing outside of California may file a formal complaint with their home state authorizing agency, ideally after exhausting internal avenues, by using the links below:

Alabama

Kentucky

North Dakota

Alaska

Louisiana

Ohio

Arizona

Maine

Oklahoma

Arkansas

Maryland

Oregon

California

Massachusetts

Rhode Island

Colorado

Michigan

South Carolina

Connecticut

Minnesota

South Dakota

Delaware

Mississippi

Tennessee

District of Columbia

Missouri

Texas

Florida

Montana

Utah

Georgia

Nebraska

Vermont

Hawaii

Nevada

Virginia

Idaho

New Hampshire

Washington

Illinois

New Jersey

West Virginia

Indiana

New Mexico

Wisconsin

Iowa

New York

Wyoming

Kansas

North Carolina

 

 
 
 

Contact Information for Obtaining Financial Aid Assistance

Enrolled or prospective students can address any questions they have about financial aid with ISSA to financial-aid@issaonline.edu  or they may call (800) 892-4772 and request a Financial Aid representative.

Financial Aid offices are open Mon - Fri 9AM - 4PM Pacific Time.

Students and financial aid staff may also reference the U.S. Department of Education websites for information regarding the regulations, requirements, and application for Federal Student Aid. There is no user fee for using Financial Aid sites.

U.S. Department of Education: www.ed.gov

Applying for Federal Student Aid: www.fafsa.ed.gov

Information for Students: www.studentaid.ed.gov